My goals for 2021

Now this is NOT a typical new years resolutions, new year new me moment, where I list everything I will achieve or change about myself this year. I think if 2020 taught me one thing it’s that you really can’t predict what life will throw at you nor make concrete strict plans to achieve/do. However, that doesn’t mean you can’t have some goals. Personally, I want my goals to be open and based on personal growth. So It wouldn’t be realistic for me to make travel goals in 2021 since I’m living in a current lockdown. But I could make a goal to be financially smart and really be intentional with my saving and spending this year. My top goal in life is always to be happy in everything I do and everywhere I go. So no matter what I achieve or set out to accomplish this is always the overall end game. That being said; here are my goals for 2021.

Photo by Danielle MacInnes on Unsplash

First, I want to practice photography. I have always been interested in photography but never took the time to really practice and improve myself. But I do struggle to find inspiration sometimes… When traveling inspiration is at every corner, taking in the new beauty of this world. However, I am realistic and see that this year might mostly be spent at home. But I hope to be able to find more beautiful pictures I can take close to home and really improve this skill. Please follow me on instagram to follow along this journey with me.

Secondly, I want to be intentional with my spending in order to optimize my savings. I want to make sure I budget well (check out my post on budgeting tips when moving and my post for daily budgeting tips). I hope that by being really intentional with my spending; I will be able be able to limit it to the necessities and have more saved for fun activities or a bigger purchase or even my future.

Photo by S O C I A L . C U T on Unsplash

Lastly, I want to make sure to always follow my passion. I am currently obtaining my masters and am definitely really enjoying the whole experience. I feel that passion for what I do and I want to carry that on into work or wherever I may go next.

Although these may seem small goals, to me they are very meaningful. I believe I will be able to achieve them and really keep them in my heart for 2021. There will of course be small things I want to do or want to accomplish along the way but I try not to make them hard goals. I think that in the moment you get opportunities to follow when the time is right and setting a strict 2021 list such as taking a cooking class will restrict the new experiences waiting for you around the corner.

Please leave a comment down below if you liked this post or have future posts you’d like to read. I hope you enjoyed hearing my goals for this year. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed and I will see you again next time, in my next post! 

Life update autumn 2020

In 2020 our world was turned upside down. I don’t think any of us could have anticipated that 2020 would be such an impactful year. But here we are… The country I live in was sent into a lock down and I thankfully got to spend that time with my family. Most days staying at home. But I also got to finish my university classes online. This was a huge blessing, giving me some work every day.

Photo by Vasily Koloda on Unsplash

During this lock down, I decided to move out of my studio apartment. The costs were too high especially considering that I didn’t stay there during the lock down and probably wouldn’t return until September. I had a job waiting for me but when the lock down began I couldn’t work there anymore. The country I live in still have some measures in place for the virus, so my university has is still offering classes online. However… BIG NEWS. I graduated my bachelor in law and am now completing my masters in law. My official ceremony is in October, and I am really hoping it can still take place as planned. Of course in a corona virus safe manner.

Since the official lock down ended, I have been spending time renovating my new home. My partner and I hope that we will be able to move in soon. I will have some blog posts coming soon about the renovation process as well as the decorating and moving process overall so stay tuned for that.

Now we are at the end of this lock down, I hope to get back into a better schedule. I loved waking up early every day and getting to work out in the morning. Sadly, I lost some of this motivation in the past few months. I want to get back into my routine and spend my days focusing on what makes me happy.

Please let me know what you have all been doing or what you are doing now the lock down has ended. I would love some inspiration for safe activities to do during these times.

Let me know how if there are any blog posts you would like to read. Please leave a comment down below if you liked this post or have future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed and I will see you again next time, for my weekly blog! 

10 great personal Mother’s Day gift ideas

Photo by Sharon McCutcheon on Unsplash

1. DIY

DIY is a perfect mothers Day gift. It is personal and you can make something special your mother will love. You can try embroidery, building furniture, tie-dye clothing, buying plants and making special made pots, or painting a painting.

2. Spa day

This can be at home or to a spa nearby. If a spa day isn’t something your mother would like to do then another day trip would be nice, such as a more sporty day out, playing football or basketball with your family. This can also be adapted at home, such as board games or badminton. For an at home spa day you can buy face masks, make special cucumber lemon water and snacks. You can also buy special kits online.

3. Gift card for a place to visit or a favourite shop

Gift cards are a great gift. You can get a gift card for a place you want to visit in the future but cannot attend now or for a favourite shop, sometimes its nice to let your mother pick out her favourite items if you don’t know which one that is.

Photo by Jelleke Vanooteghem on Unsplash

4. High tea

Going out for High tea is an amazing experience. This offers a special memory and a personal present for your mother. I find that experiences are always the best presents.

5. Jewellery

Jewellery is the perfect Mother’s Day gift. This can be personalised in a necklace or bracelet with a nice message or simply a pair of earnings she has always wanted. This is a nice gift which will last forever.

6. A tasting set

Online there are gift sets which provide a range of products to taste different kinds; Such as wine, beer, coffee or tea. There are also companies which bring wine tasting to your home and also offer gift cards for this.

Photo by Andy Kelly on Unsplash

7. Pottery

Pottery making or painting is a fun activity to do together and you get a great gift at the end of it. There are also gift cards for this if this cannot be done at the moment.

8. Favourite dinner

Making a favourite dinner is a special mothers day gift. You can make a special Mother’s Day menu and set the table nice to create a restaurant experience in your home. You could also take her out to her favourite restaurant or get a gift card to take her out at a later date.

Photo by Peiheng Yang on Unsplash

9. Day trip to a city nearby

Day trip to a city nearby is a great present for mothers day. You could stay at a hotel overnight and go to tourist locations or even just a simple shopping trip. Another option is to buy a gift card for the hotel or book the hotel for a few months later, this still provides physical present which can be given on mothers day.

10. Special family picture

There are plenty of websites which make a large canvas out of a picture, a personalised calendar or mug, or other personalised products from a special picture. You can select a family picture and this will make a perfect present for your mother.

I hope these tips help you find the perfect, more personal, gift for mothers day. Please leave a comment down below if you liked this post or have future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed and I will see you again next time, for my weekly blog! 

25 before 25: what I want to achieve before I turn 25

I am currently in my early 20’s and I have realised that there is still a lot i want accomplish long term as well as short term. So I decided to make a list of things I want to be able to do within the next few years. Hopefully through my blog I can take you along my journey as I complete each thing on my list. Here are the 25 things I want to do before I turn 25.

Photo by guille pozzi on Unsplash
  1. Travel outside of Europe

Travelling outside of Europe is a big dream of mine. I got to visit america when I was younger but I have a lot of other destinations on my travel bucket list. I am most excited to visit places like Hawaii, Canada, Japan and Australia. Hopefully in the next few years I can visit at least one of them. This will take a lot of saving and hard work! Please visit my blog post on budgeting tips for inspiration.

2. Visit two new cities in Europe

I really want to start visit more cities in Europe, even for just a weekend. There are so many beautiful cities in Europe, which are easily accessible, by train, car or plane. My top favourite cities which I am very excited to one day visit are; Paris, London and Porto.

3. Learn a new language

Currently I speak 3 languages however I would love to learn another. One language I have always wanted to learn is Spanish. So I hope I can save some money to be able to take a class one day soon and work on teaching myself some basics too. Here are my top tips for learning a new language.

4. Get a pet

I love animals. Getting a pet of my own is a big dream of mine. However, I do want to make sure I am financially stable enough and have a home with enough space to give a pet a good home.

5. Move to a new town

When I started my bachelor at university I moved to a new town, however I do want to move one more time for myself. I want to move to a town where I can build a home for myself.

Photo by Jasper Boer on Unsplash

6. Watch the sunrise and sunset

Something that I have always wanted to do but have never consciously made a lot of time for is watching the sunrise and sunset. Therefore, its on my list and I will be making more time to watch it. This also helps take a moment to pause in the chaos of life and just enjoy these beautiful moments that happen every day.

7. Visit more of the country that I live in

I have realised that there is still so much I haven’t visited in the country I live in. I want to make sure that I visit more cities and more beautiful tourist spots.

8. Improve my photography skills

A dream of mine has always been to become better at photography. Therefore, before I am 25 I want to take time to improve my photography skills.

9. Obtain my bachelor degree

I am in my final year of my bachelor so I want to have my bachelor degree before I turn 25.

10. Maintain a healthy lifestyle

Something I am really passionate about is having a healthy lifestyle. This includes healthy eating as well as healthy daily habits. I want to make sure I maintain this every day, at least until I turn 25.

Photo by Jordan Whitfield on Unsplash

11. Learn piano

To learn piano has always been a dream of mine. I have tried to self teach but for the next few years I want to make this more intentional and really stick to learning how to play piano.

12. Learn a new recipe

I enjoy cooking and learning new recipes. I am definitely not a highly skilled cook but I think it would be fun to learn some new recipes.

13. Go skiing

I used to go skiing when I was younger. However, it has been a long time since I was last able to go skiing. Therefore, I want to be able to go on at least one ski trip before I turn 25. I also want to take a ski lesson before I go so I can practice this.

Photo by Sean O. on Unsplash

14. Take a vacation to the beach

I love visiting the beach. It can be so beautiful and relaxing. So I want to plan one beach vacation even if it is just an overnight trip to the beach. Make sure I make the most of every aspect my beautiful country has to offer.

15. learn to scuba dive

This one might be more difficult to achieve and more expensive but I really want to learn how to scuba dive. I have always been interested in it but never go after that dream so I hope that before I turn 25 I get to do this.

16. Go snorkelling

I have also never been snorkelling. I really want to be able to go snorkelling somewhere beautiful.

17. Start a masters degree

Since I will be finishing my bachelor degree soon, I want to take that next step and start my masters in law.

Photo by Annie Spratt on Unsplash

18. Take a spontaneous trip

Taking a spontaneous trip is something I think will be really fun to do. I want to just pack a bag and leave. It doesn’t have to be to another country but at least a one night trip or a spontaneous day trip somewhere new.

19. Go horse riding

When I was young, I used to go horse riding. I would love to do this again, possibly on a beach or at least somewhere beautiful.

20. Go to an art museum

I love visiting art museums. There are so many which I still have not visited, for example, the Rijksmuseum in Amsterdam or the Louvre in Paris. I hope that before I turn 25 I get to visit one of these.

21. Learn how to play squash and be good at it!

I love playing sports. Squash is a more complicated sport but a lot of fun. By the time I turn 25 I want to learn how to play Squash and intentionally practice it to become good at it.

Photo by chuttersnap on Unsplash

22. Swim more often

I love to go swimming. I used to go swimming ever week. I have really missed that since social distancing started. So, I really want to make sure that when it’s safe again I keep swimming as often as I can.

23. Grow my own plants

Growing my own plants is one thing I am excited to do. I want to grow plants which produce food and I want to grow them from a seeds. I am excited to see that successful process.

24. Volunteer

I love helping others and being a part of something bigger than myself. Therefore, I really want to take every opportunity I can to volunteer in some way.

25. Wake up early and make the most of every day

I want to make sure that before I turn 25 I make the most of every single day. I want to wake up early every morning and fill my day with things that I want to do; work on completing this list as well as being happy and intentional with how I am filling my days. We only get so many hours every day and I don’t want to waste them.

Photo by David Marcu on Unsplash

Please leave a comment down below if you liked this post or have any suggestions for future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed and I will see you again next time, for my weekly blog! 

5 tips to learn a new language fluently

Learning a new language is a long complicated process. It can take years to master and can feel helpless, especially when trying see that point in the future where it will all click into place. At 21 years old I decided to embark on my journey to learning a third language. This was definitely a challenge and it took a lot of hard work. When I decided to start learning a new language, I didn’t have a lot of money for classes so I had to self teach. If you do have money for classes i would definitely recommend taking a class. This definitely speeds up the process. However, these tips can help either next to a language class or for those like me who want to self teach.

  1. Read a lot!

This may sound cliche but practice is the most important part. I dont simply mean read some articles and hope to learn. I mean full immersion. Try to read every day, even if its just for an hour, set aside some time to learn this language. If you read a small story or ever newspaper articles every day you will expand your vocabulary and really get a feel for this language. Soon you will remember the words and their meaning and be able to build onto that.

Photo by Sincerely Media on Unsplash

Finding a topic you enjoy to read about is important. I found that children’s stories or books did bore me sometimes so to shake it up I would read the news or other topics I enjoyed like law.

that language often. I mean full immersion practice. This means read often, speak when you can and write often. Also listening to YouTube videos or TV shows help a lot too. Reading newspaper articles. Find topics that interest you. in the beginning you will encounter a lot of words you don’t understand and it will take very very long to read one page. As you go along you need to write a

This word list should include words and definitions as well as the translation in your mother tongue to make it easier. Any word you encounter, write it down. this will help memorising and it will be available for you when you need it. When I didn’t write down the words then I would always forget and have waste time looking it up again and again.

For example: (in French)

arbre tree

2.Challenge yourself

Make sure you start at the right level. Don’t try to run before you can walk. always begin with an easy level. However it is important to challenge yourself. Don’t forget to increase the level over time.

I would start by reading childrens news articles, watching childrens tv shows, reading children’s books and watching the children’s news online. Then to challenge myself start reading articles for higher levels and watch the normal adult news.

I can now read complex legal language in my third language.

Photo by Nick Morrison on Unsplash

3. Practice writing

To practice writing I would always start small and work my way up. I would write small sentences and then check my spelling and grammar after the fact or get someone I know to check my spelling. Online you can sometimes find people to do an email exchange with to learn that language.

What also helps is using word documents to type out sentences and paragraphs to see where you are going wrong. Writing helps test your knowledge and practice your spelling. It is important to make sure you practice reading, writing and speaking skills in your language because you want to keep an equal level in all three skills. Otherwise it will be difficult to proceed in learning your language, and they often complement each other. For example, reading a word will help me with remembering how to pronounce that word and writing it down will help me remember all my new vocabulary.

4. Listening and speaking

Photo by Jon Tyson on Unsplash

Watching the language helps a lot to hear people speaking: to understand the pronunciation of words and to learn the grammar of sentences. This is also enjoyable to watch shows or the news or any YouTube video on a topic you enjoy, for example a makeup tutorial in dutch. This also helped me practice my pronunciation a lot. Through listening and repeating words and sentences, this helps understand how to say it and builds you confidence when speaking to others.

5. Schedule

Staying consistent and making a schedule is important for leaning a language. If you do not stay practice the language often then you risk forgetting a lot and having to start over. If you carve out a couple of hours a week or even an hour every day, you will be able to pick up the language a lot better.

A schedule can be committing to one evening a week, three times a week or even one hour every day. An intentional schedule will help keep you on track and focused.

For example:

16:00- 1 hour of Spanish14:00- 2 hours of Spanish20:00- 1 hour of spanish

I hope these tips help you along your way on your journey to learning a new language. Please leave a comment down below if you liked this post or have any suggestions for future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed and I will see you again next time, for my weekly blog! 

Day in my life in quarantine

Life nowadays have changed drastically for everyone. I feel that social media is filled with posts about work out progress or using this time to work more. This puts A LOT of pressure and expectations on people. Some days in quarantine will be productive and busy but other days will still be hard. I think that’s OK.

Everyone handles situations differently and everyone needs different things for their own mental well being. So I don’t think putting one goal or routine onto everyone works in a time like these. Some days I just want to relax and watch TV a bit longer than usual and THAT’S OK. Other days I try to stay busy and make plans to fill my day and that’s also OK. I think each person needs to do what makes them happy and take a break when they need to as well.

That being said I here is a day in my life during quarantine. Some things I try to incorporate into my days is a work out, a spiritual session, time carved out for my blog or studying, some days I have to attend classes and I always try to make sure that after 6 pm I don’t have to work anymore. This obviously varies from day to day depending on how I feel.


My day normally start around 7 am to 8 am. I always try to start with a spiritual session, for me that’s meditation. After that I eat breakfast, today that was just some toast with some green tea. After my breakfast I went for a walk with my adorable rescue dog. I am pretty thankful because I live in the countryside so when I go for a walk I don’t see any people and there is always enough space to pass by while respecting social distancing. Some days before my walk I will work out. I do this to get my exercise for the day out of the way so I can focus on work. This morning I didn’t feel like it so i decided to move my work out to this afternoon.

Here are some pictures from my walk!


After walking, It was lunch time. I decided to make some pasta for lunch and it did not disappoint.

Photo by Green Chameleon on Unsplash

After lunch I always grab a cappuccino and I start studying for a couple of hours. I normally try to set goals of what to finish, for example, read a chapter or read certain case law. I found that setting a specific time for me to study didn’t help me focus or stick to my goals well.

After studying I worked a little on my blog and then I did my workout. Nowadays I try to do indoor workout routines, I always look up certain exercises for my core strength and some cardio. I always finish with some yoga poses and my favourite right now is the sun salutation.


Photo by Jonathan Ybema on Unsplash

At this point, it is 6 pm and I have finished work for the day. I normally try to relax a bit before cooking dinner. Tonight, for dinner, is a salad with some vegetarian sausages. It was very delicious. After dinner I always watch some TV shows or a movie on Netflix. Tonight I watched the movie Oceans 8. I’ve been waiting 2 years to see it because I just missed seeing it in cinema and wanted to wait till it was on Netflix. This week it finally is! I ended my evening by video calling loved ones. I am very grateful for technology these days, makes isolation a little less lonely.

I hope everyone is safe during these times and is abiding by the rules set out in your country. I hope everyone is taking care of their mental well being during these times and if you’re struggling you can always reach out to a loved one or friend or even a professional for help.

Please leave a comment down below if you liked this post or have any suggestions for future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed and I will see you again next time, for my weekly blog! 

How I study for law school

Have you ever struggled studying for class? Or wanted tips on how to study more efficiently? We’ve all been there! Studying at law school really took some getting used to. I had to give different methods a try before I finally was able to efficiently study and get great results. One thing I always try to remember is that some courses are more difficult than others or we encounter topics we have never heard of before and suddenly need to have expect knowledge for class. It is okay to struggle with some courses and find that other courses are easier to handle. This happens to everyone and differs from person to person. But a good study tips and tricks will definitely help along the way. Here is how I study for my law school classes.

Studying for class

My study routine begins with reading the book to prepare for my next tutorial or lecture. When I read the book I usually highlight the important parts; so key words or topics which are important, in one colour, and use another colour for articles of the law or important case law. This makes them stand out more when it comes to making notes or finding an answer during class.

Photo by Mikhail Pavstyuk on Unsplash

I always make notes on what I have read from the book. I try to do this while I’m reading the book and not after the fact because I found this works best for me to understand each part in depth. So I will normally go topic by topic and make notes on that part after I have read it. After this is done, you then have an overview of the topics in your notes so you don’t have to go through the book again and the book is nicely highlighted so if you need to look back it is easy to find.

This helps me to prepare easily for the questions in class as well. Having notes of it all is also handy for the exams so you’re not stuck making the exam notes at the end of the semester, which leaves you more time for practising and memorising for the exam. This is important to leave enough time before your exams because there will always be some courses which are more difficult and need more time to be reviewed and understood.

How I structure my notes

Structure is key for note taking. Personally I like to make sure the headings are clear for topics and sub-topics. If there are multiple subtopics you need to remember then list and number them under the main heading and if there are main topics I always list these as well. This makes it easier to remember.

I also find that bullet points or lists help me summarise using mainly key words and keeps me from writing long sentences. When I have terms or case law I always put them into a table or use flashcards to make it easier to remember, easier to find and easier to test myself for the exam. Once again if you compile this list as the course goes along you save a lot of time before the exam and can focus on learning the material.

I also make sure that in my notes I always have the article for the law and the names of case law relating to the topic. Therefore, you get a feel for what articles and case law relate to each topic and make it easier to memorise for the exam or to find during class.

Time management

Managing your time is very important for studying. Especially as a law student there are a lot of readings to get through every week. I always try to plan out my days. Knowing which days I am very busy and planning in days to rest. This helps me see what time I have to study, for example before or after class, and make sure I leave enough time to get my readings done. I always try to estimate how long a chapter will take me and split it up over a few days, if possible. Then I don’t have too little time to read it all or feel rushed to stay up late every night to finish it. I also try to plan out the weeks to come. When you have an exam coming up, you need to be able to plan out enough study time in between preparing for classes. Therefore, It is very important to plan.

A tip which helps me is to go out of the house to study, if you can, whether that be the university, the library or simply to meet a friend to study. This helps me to stay focused and get my work done. If i stay home there are often distractions.

If I stay home then I normally plan in breaks and/or plan in something to do after I am done studying to motivate myself. Please check out my tips on how to study from home for more information on this.

Ensuring you have enough time to study for the classes is so important because when there is a time constraint, you start to fall behind on reading the material. You also cannot fully participate in the tutorials and get a full understanding of how to apply the material. If you plan into each week, time allocated study slots, this will help you stay on track and helps make sure you have free time to relax as well.

I hope this will help anyone struggling through law school. Some courses are difficult and it’s okay to not understand everything straight away or even to fail. what’s important is to recognise there is more work to be done and to get right back up and try again.

Please leave a comment down below if you liked this post or have any suggestions for future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed this post and I will see you again next time, for my weekly blog! 

Venice, Italy: my favourite spots and bucket list

Venice has always been a bucket list destination for me. Last year I finally had the chance to visit! I visited for three nights but I definitely made the most of my time there! Here are my favourite parts of Venice and some places I can’t wait to visit when I have the chance to return.

Getting lost in the streets of Venice

Venice is filled with canals and small streets that seem to lead in every direction. Getting lost in this city was truly beautiful.

If you plan on vising Venice, getting lost in the streets is an amazing experience, with so much beauty and sights to see, not near the normal tourist attractions, it is definitely worth just walking through Venice without a clear plan. Try to look up a few attractions you want to visit beforehand. Venice is filled with signs so If you know the which attraction you want to head to, you can just follow the signs and soon you will end up where you want to be. I did take a few wrong turns and end up at a dead end canal instead of small bridge but this is just a part of the Venice experience. Through this you get to see every beautiful side of Venice and not solely the main tourist attractions.

Rialto bridge

One of the most famous attractions in Venice is the Rialto bridge, and it did not disappoint! You can visit the bridge and get beautiful pictures of the bridge from the banks of the canal or a taxi boat. But you can also get an amazing view of canal grande from on top of the bridge. Both options will give you an amazing experience and get you to see all these wonderful aspects of Venice.

Piazza San Marco

Piazza San Marco is a large square in Venice housing Doge palace and St. Marks basilica. It is a wonderful location to visit and easy to find. It also has a few restaurants with live music, so you can sit, relax and enjoy the view. This square is also near the bridge of sighs and close to the water, making it a great spot to start wandering through Venice.

Guided tour down Canal Grande

On my last day in Venice, I chose to go on a guided tour down Canal Grande, instead of a gondola ride. This was partly because the gondola rides were more expensive and a lot of them fully booked beforehand. So there was no guarantee I would get to see Venice by water before the end of my trip. I chose instead to go on a guided tour down Canal Grande. The tour guide was very informative and I found it really fun to learn about the history of Venice and the history of the amazing palaces on the canal. This trip was by water taxi and with a small group of around 6 people. I would definitely recommend this trip if you want to learn more about Venice and get a beautiful tour on the Canal Grande.

Culinary side of Venice

Before eating or drinking anywhere in Venice I always checked the prices of the products and also the table charge. Restaurants or cafe’s directly on or next to big tourist attraction did have higher prices whereas other restaurants further from these had much lower prices. If you are on a budget this is something you should pay special attention to. In Venice I of course tried gelato, pizza, cappucino and penne quattro formagi. There is so much amazing italian and venician cuisine to enjoy and You get to enjoy it with some of the most beautiful views.

Bucket list for venice

Venice is of course filled with many activities and tourist spots to visit. I think that if i stayed for a week in Venice there would definitely be plenty activities and attractions to visit during this time. I have compiled a bucket list for when I am able to return to Venice.

Photo by Lopez Robin on Unsplash
  • Take a gondola ride
  • Watch the sunset on canal grande
  • Take a day trip to Murano and Burano
  • Buy Venetian glass
  • Visit Palazzo Contarini del Bovolo
  • Try Aperol spritz
  • Visit inside Doge Palace
  • Visit inside St Marks Basillica

Please leave a comment down below if you liked this post or have any suggestions for future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed this post and I will see you again next time, for my weekly blog! 

Top 5 tips for creating a monthly budget

As a student I have to have a strict monthly budget. Something I am really passionate about is setting out my finances each month to ensure I don’t over spend and always have to take money out of my savings. This is the plan I use to ensure I can budget my month well and maintain a healthy savings for an emergency or to simply save up for something I want to buy.

  1. calculate total amount entering your account every month
Photo by Helloquence on Unsplash

To start with, you need to calculate the total amount of money coming into your bank account every month. This could come from a student loan or your job. Once you know a total amount coming into your account, then you can begin to calculate the rest from there.

2. calculate your monthly bills

Next up is your monthly expenses. This is anything from rent, gas, water and electricity bills, or a Netflix account. This includes any payment which comes out of your account every month. Once you know this, then you can subtract it from your total earnings every month to figure out what amount you are actually left with each month.

3. make a budget for food every month

The next step is to make a budget for food every month. How much you are going to spend on food and drinks, basically anything from the supermarket, every month. It might be easier to estimate if you calculate week by week. What also helps me is to think of meal plans and roughly how much they cost. This is important to first carve out the necessities of what you have to spend every month before you think about saving money or spending on fun activities.

4. make a budget for fun activities

I always try to budget ‘fun’ into my month. When I would say I wouldn’t spend money on coffee this month or not go out for lunch, I would always fail. So my new method is to plan fun things into my budget. For every month, I set aside a small amount of money to, for example, buy clothes, go out for lunch or dinner, buy a coffee or two or go to the movie. This way I have a set aside amount for each activity I want to do every month.

such as

  • €15 for coffee
  • €20 for dinner
  • €20 for a movie
  • €30 for clothes

In doing this I can keep track of what I spend on these activities and make sure I don’t go over budget. If I don’t do one of the activities that month, then I can put that money into my savings.

Photo by Michael Longmire on Unsplash

5. calculate how much you want to save every month

The final step is to put aside the rest of the money every month into your savings. It is important to have a savings for those unexpected costs that might come up. I normally put the remainder of the money into my savings. The first few months I tried this method I had some trouble estimating my food budget every month but that’s never a problem because you can always bring money back from your savings and adjust your budget the next month. You just need to make sure you keep track of your bank balance as the month goes on.

Saving money every month really helps build a reliable amount of money you can fall back on. Even if its a small amount it always adds up.

For example:

  • €20 every month (roughly €5 every week) x 12 months = €240 every year
  • €50 every month (roughly €12.50 every week) x 12 months = €600 every year
  • €100 every month (roughly €25 every week) x 12 months = €1,200 every year


  • January until March- €20 every month (roughly €5 every week) x 3 months = €60
  • April until June -€50 every month (roughly €12.50 every week) x 3 months = €150
  • July until september -€100 every month (roughly €25 every week) x 3 months = €300
  • october until december-€120 every month (roughly €30 every week) x 3 months = €360

Annual total = €870

Creating the right savings plan can help you build a strong savings, starting from even €5 every week. Certain months of the year might be easier to save in than others, but with an intentional budget and a savings plan, your goals can be reached. With a savings plan, it is always important to look at the long term goal, for months, a year or even years ahead. Whatever your goals, this plan should help to achieve them.

Please leave a comment down below if you liked this post or have any suggestions for future posts you’d like to read. Please follow me on Instagram for more behind the scenes stuff. Hope you guys enjoyed this post and I will see you again next week, for my weekly blog! 

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